We have represented a variety of financial service providers, including banks and their holding companies; credit unions; mortgage lenders, equipment lessors and other specialty finance companies; non-bank private lenders including private equity funds, hedge funds and family offices; investment banks; lenders and servicers in the commercial real estate industry; and insurers, in a wide variety of lending and other financing transactions

Our lawyers provide outside general counsel services to C-level executives, officers and boards of directors of finance service providers in a wide variety of matters in the areas of acquisitions, general corporate matters, operations, risk and compliance, employment matters and the management of vendor services. RCCB also has attorneys who have served as in-house counsel for financial services companies.

RCCB regularly represents banks and other financial service providers as counsel in restructurings, workouts and foreclosures on troubled loans both on a consensual basis and in courts throughout the country. We have also successfully defended those same clients against charges of lender liability and alleged violations of the Uniform Commercial Code, including several claims asserted on a class-wide basis.


what we do

  • Commercial and real estate loan documentation, including construction loans

  • Loan participations, on behalf of both lead institutions and participants

  • Senior, mezzanine and other subordinate loans

  • Note sales and purchases, on an individual and pool basis

  • Lines of credit and term loan facilities, including asset based loan transactions

  • High-value loan assumptions, defeasances, and a variety of other loan and property level matters in the commercial mortgage-backed securities industry

  • Convertible note financings

  • Debtor-in-possession financings and Chapter 11 exit financings

rEPRESENTATIVE EXPERIENCE

  • Represented a commercial bank in connection with the workout of a $7 million loan in parallel strategies of litigation to secure the bank’s collateral and negotiating a sale of the loan, resulting in the elimination of a non-performing asset for full book value

  • Represented a $1 billion commercial real estate debt investment fund in the investment and restructuring of portfolio investments

  • Obtained judgment in favor of a commercial bank on a $1 million counterclaim asserted by borrowers, resulting in the dismissal of the counterclaims and foreclosure on the mortgaged property

  • Lead counsel for a credit union in the defense of a proposed class action involving purported violations of the Uniform Commercial Code, with damages claimed in excess of $5 million

  • Represented community, regional and national banks in connection with the workout of several delinquent credits in state and federal courts

  • Represented multiple national banks as DIP and exit lenders to large multi-state nursing home company

  • Represented multiple national banks providing a replacement DIP loan to large nursing home company

  • Represented a national bank as DIP and exit lender to healthcare facility

  • Represented private equity firm as DIP and exit lender in change of control transaction in Chapter 11 case of greeting card company

  • Represented national bank as DIP lender to manufacturing company

  • Represented private equity firm as exit lender in Chapter 11 case of cargo airline

  • Represented private equity firm as exit lender in Chapter 11 case of wholesale food distributor

  • Currently representing commercial bank in connection with documentation and negotiation of a multi-million dollar real estate loan covering 100 parcels

  • Represented equipment financing company in its $7.5 million secured line of credit facility from a bank used to fund its equipment lease transactions

  • Represented regional bank in a $2.2 million line of credit and term loan facility to a medical and industrial products distributor

  • Represented developer of a 51 story, 755 room city hotel project, including the negotiation and documentation of: 4 secured mortgage loans for the capital stack, with a $100 million first position, $60 million mezzanine loan, $18 million HUD 108 loan and $59.5 million loan from an EB-5 lender; and a $5 million secured working capital line of credit facility for the project, secured by grant proceeds from the city and state entities

  • Represented borrower in connection with its $33.6 million ABL line of credit and term loan facility

  • Represented a borrower in connection with syndicated $16 million secured term loan and $6 million secured revolving line of credit facility (led by large regional bank and secured by all assets liens) and in connection with a $7.6 million unsecured subordinated note facility

  • Represented private equity fund in $12.5 million line of credit facility secured by capital commitments

  • Represented an $8 million debt fund that extends first and second lien loans to acquire professional practices

  • Represented a mezzanine lender in a $2.65 million secured mezzanine loan to a title loan company

  • Represented debt fund in a $5 million warehouse line of credit facility

  • Represented hedge fund providing senior and mezzanine debt to a real estate company.  Also represented same hedge fund in taking equity stake in the real estate company

  • Represented a private equity fund in connection with its senior secured revolving credit facility extended to a trade credit financing company

  • Represented a national bank in connection with a secured credit facility to an energy services company

  • Represented a private lending fund in connection with various professional practice loans

  • Represented an industrial wire and cable manufacturer in connection with a $25 million revolving line of credit, $3.6 million term loan and $5 million capex facility

  • Represented a national bank in connection with its $9 million revolving loan to a logistics and distribution services company

  • Represented a private equity fund in connection with its $25 million revolving credit loan to a manufactured home financing services company

  • • Represented a private equity fund in connection with amending, restating and increasing its existing loan to a real estate technology company to approximately $350 million

  • Represented a national bank in an amended credit facility to extend $3 million of additional revolving credit for working capital and the refinancing of an existing $10 million term loan

  • Represented a commercial bank in connection with the addition of a $5 million mezzanine loan facility from a subordinate lender behind the bank’s existing $8.6 million senior loan facility, for the purposes of redeveloping a historic building in Philadelphia

  • Represented a private equity fund in connection with it’s up to $24 million term loan to an investment fund established for the development of a portfolio of alternative energy-producing assets